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Reliable Life Insurance Company

Reliable Life Insurance Company Reviews

www.reliablelifeinsurance.com
What is your customer experience with Reliable Life Insurance Company?

Reliable Life Insurance Company Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Reliable Life Insurance Company has a 2.1 star rating from 12 reviews with 75% unfavorable feedback; consumers are mostly dissatisfied and cite unreliable processes and long hold times.

Key Takeaways for Future Customers

  • Check Reliable Life Insurance Company reviews and confirm policy documentation before purchase.
  • Expect slow responses; plan for extended wait times when seeking payouts or copies.
  • Verify agent credentials and keep records to avoid disputes over ownership or payments.

Negative Feedback / Risk Areas

  • Repeated customer complaints about poor customer service and rude representatives.
  • Frequent issues obtaining policy copies, claim delays, and alleged lost paperwork.
  • Billing and refund errors, incorrect checks, and problematic surrender or loan processing.

Positive Feedback

Some reviewers note long-term relationships and location value, but praise is limited compared with reported service problems.

View full overview ›

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Helen M Ukc
map-marker Texarkana, Texas

Unsatisfactory customer service

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AI Highlights
  • - I've been with this insurer 14 years.
  • - The agent won't come to my home to collect payment.
  • - My granddaughter worked in Texarkana and quit.

I have been with this insurance for about 14 years. Now the Agent does not want to come to my home to pickup my payment.

My Granddaughter worked in Texarkana Office and quit, because she was not getting paid as according to the verbal contract. Now they are punishing me for her quitting. I have tried for 2 weeks to call them.

They say they will give them the message and do not. Please help me keep my insurance.

Cons:
  • Rude telephone personnel
  • No customer service

Preferred solution: Customer service

User's recommendation: Do not come to this company

View full review
Gaylene J Oiv

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Loan on policy of 6

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Nothing. I was tryin to see if I can get a loan on my life insurance policy. I have 5 policies and I don't have my policy number

Preferred solution: 25,000.00 loan on the policies

View full review
Ang Wuv

Unable to get accurate information or copies of my two policies

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AI Highlights
  • - One policy terminated with no explanation.
  • - No copies or documents were provided after years of requests.

I have been given the runaround for several months now about my two policies. The company states 1of my policies were terminated but they don't have any additional information or paperwork or proof as to why.

I have had the 2 life policies since the 1980s. As far as customer service, I've been rudely lied to and sadly misinformed as far as sending out my policy information, correspondences, documents, and phone numbers. Per receptionist and unprofessional customer service representatives that claim no one else is available and there is no corporate office #.

At one point my son being at work was asked to be put on the phone to verify that I had his permission to obtain the policy information. He had to verify his information even though it's my policy and in my name!

To this day I still had not received any information on either policy. I phoned again. I went through 6 different numbers and reps (some VERY rude) only to find out there is no record of my request for the copies of both policies, and any and all documents or correspondences. I was given another phone number and a consumer report phone number which is just a recording to submit a letter in writing.

Talk about a runaround.

The Reliable Insurance Life Insurance Company is now supposedly a part of The Kemper Company which I was told does not even have a license and is under MANY names online, Kemper Direct, Kemper Preferred, Kemper Home Services, Unitrin Company, to name a few. The Reliable Life Insurance I signed up with was a great company in the 80's that it's sad that someone has dropped the ball on their ancestor's business and allowed these crooks to get away with all this.

I will not let this go. I will file a complaint with whom ever I have to in hopes that is not happening to others, and to get what is rightfully mine, My LIFE policies.

Loss:
$10000
Pros:
  • Under many different names and phone numbers
Cons:
  • Refuse to send copy of policies
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

View full review
Bridget H Bjq
map-marker Longview, Texas

Policy

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How can I get another policy mailed out to me?

Reason of review:
Order processing issue

Preferred solution: Deliver product or service ordered

View full review
Anonymous
map-marker Waco, Texas

Unprofessional District Manager

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AI Highlights
  • - I filed a surrender form in late April.
  • - The DM failed to submit the paperwork.
  • - I am surrendering both policies due to poor customer service.

I filled a surrender form in late April. District Manager failed to turn in the paperwork.

Subsequently, I mailed in another form and the same District Manager conveniently went on vacation. I am surrendering both policies due to poor customer service.

View full review
Carolyn P Bcv

The absolute worst customer service .

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AI Highlights
  • - E-checks sent twice with wrong names; banks wouldn't cash.
  • - A $65 reinstatement check arrived with brother Carl Garrett's name; policy status unknown.

Got in touch okay but, nobody I talked to had a clue as how to process a payment. I was sent a reimbursement E-check twice and both times the name on the check was wrong .

My Name is Carolyn Watson . I got check with the name Carla Garrett and another that had Carolyn g Mckellar ( a name I haven't used for over 25 years . My bank would not cash either, so that was money lost . Didn't send them back because I was afraid they would be worse a third time .

Guess What ? today I got a reinstatement check for 65 dollars for 65.00 with my Brother's name on it . (Carl Garrett ) I don't even know the status of my policy for Carl Garrett and Carolyn Watson . My Mother ( Dorothy Johnson ) used your company for 60 years without a problem because of the great agent she had .

She passed away and I took over the payment for my brother and me . It's not that complicated . I don't know my agent's name but he told me I could write e checks .

Seems somebody don't know how to post them . I always include the policy numbers .

Cons:
  • Customer service
View full review
Felipa G
map-marker Austin, Texas

Bad service,rude, disrespectful

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AI Highlights
  • - I wanted to cash in my life policy; Austin manager agreed.
  • - I have not received cash, cannot contact anyone, and they threaten not to return my money.

I told this life insurance policy I no longer wanted this instead n that I wanted to cash in my policy the manager of the insurance in Austin Tx agree n I have not received my cash nor can I contact anyone.they are threatening to not give me my money back for none payment.please help me I'm 85 years old,my friend is taking care of this for me she has my permission.

View full review
TONYA T Qil
map-marker Dallas, Texas

IM STILL ON HOLD

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AI Highlights
  • - South Dallas answers calls but places you on hold and does not return.
  • - I have called all week and am still on hold.

I HAVE BEEN TRYING TO REACH THE SOUTH DALLAS LOCATION ALL WEEK REGARDING MY POLICY. THEY ANSWER THE PHONE AND IMMEDIATELY PLACE YOU ON HOLD, AND THEY DO NOT RETURN TO ASSIST. I HAVE CALLED ALL WEEK AT DIFFERENT TIME AND THE HOLD TIME IS PAST MY HOUR LUNCH, AS OF RIGHT NOW WHILE WRITING THIS COMPLAINT, I AM STILL ON HOLD......

Cons:
  • How they do not value your time
Reason of review:
Poor customer service

Preferred solution: HAVE POLICY CHANGED TO ANOTHER BRANCH THAT WILL ACTUALLY ANSWER AND SERVICE THE CONSUMER

View full review
Kyra M Raw
map-marker Independence, Missouri

Fraudulent fraudulent

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AI Highlights
  • - Grandmother paid on a policy for 17 years before her passing.
  • - I decided to cash in, but it's been almost three months and no one will help.

My grandmother paid on a policy for me for 17 years. She recently passed and I decided to cash mine in due to how JANKY this company is. It’s going on three months and I’m still being told it’s in processing no one within the company will assist me with getting this resolved

View full review
Linda G Vkg

Sent in forms 4 times

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AI Highlights
  • - We have been trying for 6 months to change policy ownership.
  • - No response after 3 months; Bradley Sanderson was contacted.

My daughter anna hubbard and I (Linda Gutierrez) have been trying for 6 months to do a change of ownership on a policy. 2 times you you said wrong policy no.

Policy was correct. Then it was we had it filled wrong. So we corrected that. Everytime in a company office handled by a agent.

Assist by main company rep. One phone. And now 3 months later we still havent gotten no response. Even have talked to agent bradley sanderson since sending in.

We will look in to it. Nothing.

Reason of review:
Poor customer service
View full review
Anonymous
map-marker Arkoma, Oklahoma

It been 24 years no settment

My Mom pass away 24 years ago with a pay up 5000 be policy and still no pay out . And now there want to pay just a 100$

View full review
Jessica H Qrg

My boundaries were cross

AI Highlights
  • - Miss Mary, a Reliable Life agent, has served 46 years; client asks future visits to knock, go to usual Family Dollar, and note the date professionally.

The lady Miss Mary last name n g w a z i n i she is a my contact insurance agent for the reliable life insurance I've been with the reliable life insurance for 46 years she came to my door after I already told her I will pay her next week and my sister didn't pay her money she did not she just open the door. after I called her you know just forget I wanted to tell her in the future could you please knock on the door basically go to the Family Dollar that you always go to and next time can you write the date down and be professional if you have 300 customers to write the date down not come to my house I said I have a business I've children my grandmother was in the butt in the tub I have a business too so please take keep notes because customer service is very important

Reason of review:
I have my life,children and a new granddaughter..that is due any day.
View full review
LaDonna O Fts
map-marker St. Louis, Missouri

Refusal to pay accidental death benefits

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AI Highlights
  • - Filed a death benefits claim over 3 months ago; benefits not received.
  • - Letter warns funds may become unclaimed property payable to Arkansas after 21 days.

I Filed a claim for for death benefits over 3 months ago and have not recieved the benefits yet! Just recently I got a letter stating if the requested claimants statement within 21 days the proceeds of the policy will be placed in unclaimed Equity payable to the state of Arkansas.

Immediately sent certified letter and claimant statement! Have yet to recieve check!

The customer service is horrible! If the funds are not recieved in 5 business days I will definitely be filing a lawsuit

Reason of review:
Problems with payment
View full review

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Anonymous
map-marker Sugar Land, Texas

Cr cross my boundaries

AI Highlights
  • - Came to my door without knocking and asked twice for money for another policy.
  • - I was busy with a client and later called Craig in Houston.

she came up to my door without knocking open the door and ask for some money that I was supposed to be paying for the another policyholder I'm not the policy over I have a business I had a lot of things going and I had my client was in the tub she came already two days ago with her manager and that she can ask me two times what date I was going to pay if my sister didn't pay it was next week so when I called her back just so you know tell her about it because I didn't think it was right anyway I called her district manager Craig and talked to him in the Houston location

Reason of review:
Problems with payment
View full review
Anonymous

Horrible customer service

AI Highlights
  • - Routing number illegible; replacement not received.
  • - We spent 10 hours on hold; no callback.
  • - Over a month passed with no check or update.

My grandmother had a policy on my aunt who passed away, when she was issued a check for the remainder of the claim the routing number was illegible. The check was sent back and told to wait 3-4 weeks.

After we did not recieve the check we contacted the company several times and spent over 10 hours on hold over 4 calls. We were told we would receive a call back and waited over a week with no call. It has been over a month and my grandmother has not received another check.

I can not recommend enough that NOBODY do business with this company. It is almost impossible to get a hold of anyone and when you do the information is incomplete.

Reason of review:
Poor customer service
View full review
Lorraine j Kuv

I am trying to get my policy number

The policy is for my grandson, his mother my daugther died. I am the owner & I need to change the beneficary.

I am on hold now for more than 1 hr.

I will file this with the State board of insurance for the value of the police, $10,ooo someone need to speak to me. I will call again July 11,2018 Jones.

Reason of review:
Poor customer service
View full review

About

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Summary

Reliable Life Insurance Company is a Canadian federally licensed business which provides life insurance. The head office of the company is based in Hamilton, Ontario. It has been on the market since 1887. Reliable Life Insurance Company is a part of the Old Republic Insurance Group, which is a Canadian operation for Old Republic International Corporation. The last one is among the 50 largest publicly held groups of specialty insurers in North America. The group consists of two companies: Reliable Life and Old Republic Insurance Company of Canada. Reliable Life Insurance Company is a specialty life insurer. The company is mainly focused on manufacturing and administering customized, private-label products, which are intended for distributors of life, disability and health insurance, child accident, and travel.

Reliable Life Insurance Company reviews and complaints

Reliable Life Insurance Company is ranked 177 out of 2440 in Insurance category

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